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Solutions
We are financial messaging experts. Our test solutions are designed for Banks and Payment System Operators.
Banks
Payment File Testing
Enable faster, easier implementations to improve client experience, and time to revenue
Banks
Simo® for Bank
Real-time simulation of clearing systems to reduce manual testing effort and risk over the long term
Market Infrastructure
Simo® for PSO
Self-service testing and participant readiness, for frictionless on-boarding
Banks
API Sandbox
Realistic sandboxes with rich behaviour, to cut maintenance and support overhead for bank IT teams
Success Stories
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Nacha APP and APRP course: Streamlining Success: Strategies for Automated ACH Client Onboarding
The XMLdation/Nacha training course, Strategies for Automated ACH Client Onboarding, is eligible for Accredited ACH Professional (AAP) and Accredited.
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Payment File Testing services, how to build the business case for your bank
Once you've decided that Payment File Testing services solve a problem for your bank, next step is to socialise internally and do the hard work of.
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RBNZ introduce test automation for RTGS and CSD with XMLdation
Reserve Bank of New Zealand explains why they use XMLdation Simulator to address testing challenges during this period of considerable industry change.
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Latest Resources
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Project Nexus: Accelerating implementation through self-service testing
Project Nexus – a global initiative from the BIS Innovation Hub – aims to deliver instant cross-border payments. As implementation gathers pace, XMLdation.
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Overcoming VOP friction in batch payments
The mandatory rollout of Verification of Payee (VOP) across the Single Euro Payments Area (SEPA) strengthens fraud prevention, but also brings potential.
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CBPR+ and ISO 20022: what’s changing and how to stay ahead
The Cross-Border Payments and Reporting Plus (CBPR+) initiative, led by Swift, is a targeted effort to bring greater consistency to the use of ISO 20022.
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Events
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AFP 2025 - 26-29 October
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Past: Nacha Smarter Faster Payments 2025 - 27-30 April
Nacha Smarter Faster Payments 2025 is back!
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Past: Payments Canada SUMMIT 2025
Toronto, here we come! Meet us at the Payments Canada SUMMIT. The Payments Canada SUMMIT is the payment event of 2025 you don’t want to miss!
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