Solutions
We are financial messaging experts. Our test solutions are designed for Banks and Payment System Operators.

Banks
Payment File Testing
Enable faster, easier implementations to improve client experience, and time to revenue

Banks
Simo® for Bank
Real-time simulation of clearing systems to reduce manual testing effort and risk over the long term

Market Infrastructure
Simo® for PSO
Self-service testing and participant readiness, for frictionless on-boarding

Banks
API Sandbox
Realistic sandboxes with rich behaviour, to cut maintenance and support overhead for bank IT teams
Success Stories
-
Payment File Testing services, how to build the business case for your bank
Once you've decided that Payment File Testing services solve a problem for your bank, next step is to socialise internally and do the hard work of.
Read more -
Nacha Streamlining Success Webinar
Nacha and XMLdation hosted a webinar on strategies for automated ACH client onboarding on February 27, 2025. Industry experts, Mark Dixon from Nacha and.
Read more -
RBNZ introduce test automation for RTGS and CSD with XMLdation
Reserve Bank of New Zealand explains why they use XMLdation Simulator to address testing challenges during this period of considerable industry change.
Read more
Latest Resources
-
Payment File Testing services, how to build the business case for your bank
Once you've decided that Payment File Testing services solve a problem for your bank, next step is to socialise internally and do the hard work of.
Read more -
The do’s and don’ts of technical onboarding
During her Sibos session – titled "Improving the technical onboarding experience in payments” – Tricia Balfe, CEO of XMLdation explored the do’s and.
Read more -
ISO 20022: the foundation for the treasury of the future
The ISO 20022 migration is far from over. In the next phase, the focus for banks will be on supporting corporate treasury clients to unlock the full.
Read more
Events
-
EBAday 2025, 27-28 May
This year's highly anticipated EBAday will be held in the city of Paris and it will bring together esteemed payments experts from all throughout Europe..
Read more -
Payments Canada SUMMIT 2025
Toronto, here we come! Meet us at the Payments Canada SUMMIT. The Payments Canada SUMMIT is the payment event of 2025 you don’t want to miss!
Read more -
Past: PAY360 - 25-26 March 2025
The PAY360 conference is back - better than ever!
Read more