with Simo® Rail Virtual Buddy Bank with Simo® Rail Integrated
Corporate File Testing
with Simo® Payment File Testing
Corporate & Fintech Testing
with Simo® API Sandbox
Why Choose XMLdation?
Agile team, international payments specialists
We are a specialist team with expertise in global payments ecosystems, working with bank, regulated fintech, and payment market infrastructure clients across multiple markets.
Simplifying payments testing at scale
Our mission is to redefine testing in modern payments ecosystems through self-service, simplicity, and automation.
Proven and trusted products
We have been delivering cloud-based payments testing solutions since 2009, trusted by leading banks, central banks and market infrastructures worldwide.
Your innovation partner
Our product roadmap is shaped by technological advancements and evolving client use cases. We bring you unique solutions and co-create with you.
XMLdation is a Finnish Testing as a Service company operating globally with presence in Ireland, US, Canada, UK and France. We deliver self-service payments testing products in cloud, designed for banks, regulated fintech and payment market infrastructures.
What can banks do with XMLdation products?
You can conduct end to end testing across payment rails, and empower corporate clients with self-service payments testing for the file and API channels.
Key client testing use cases include technical onboarding, migration to new payment formats and messaging versions, and rollout of new payment services.
What can central banks & scheme operators do with XMLdation products?
You can test your own infrastructure and also empower participants with self-service testing.
Key participant testing use cases include onboarding, certification and recertification for annual infrastructure updates.
Where do XMLdation products run?
All XMLdation products are based on our cloud-native payments-aware multi-tenant platform.
We operate the platform in different regions for our global clients.
We also support single tenant, and on premise deployment.
How much do XMLdation products cost?
We charge an annual subscription fee to use our products, and a setup fee to configure the products for your usage needs. Please get in touch with our team to receive a bespoke pricing proposal.
What security standards does XMLdation meet?
We are ISO 27001 certified, and assessed as DORA compliant by our clients.
What can regulated fintech do with XMLdation products?
You can conduct end to end testing across payment rails, and empower clients with self-service payments testing.
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